Check Eligibility MAP
Down Payment is not required
Borrowers without savings, or who wish to retain their savings qualify
Property must fall within the USDA eligibility map
Helping families buy in rural areas
Seller is allowed to pay unlimited amount of Buyer's Closing Cost
Reduces out of pocket costs for Buyers
Low minimum credit score (620 minimum credit score required)
Buyers with non-traditional or no credit histories may qualify
Generous income limits based on 115% US median (not HUD)
Deductions are available for dependents, daycare, elderly households, etc. to assist more individuals and families in qualifying
No maximum purchase price limit
Buyers choose the home that meets their needs and repayment ability
NOT just for first time buyers
All homebuyers are eligible for benefits
USDA is the one of the lowest payment loan options.
Low MI, low 30 YEAR FIXED rates.
Check the USDA ellibilty map
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