Down Payment is not required

Borrowers without savings, or who wish to retain their savings qualify

Property must fall within the USDA eligibility map

Helping families buy in rural areas 

Seller is allowed to pay unlimited amount of Buyer's Closing Cost

Reduces out of pocket costs for Buyers

Low minimum credit score (620 minimum credit score required)

Buyers with non-traditional or no credit histories may qualify

Generous income limits based on 115% US median (not HUD)

Deductions are available for dependents, daycare, elderly households, etc. to assist more individuals and families in qualifying

No maximum purchase price limit

Buyers choose the home that meets their needs and repayment ability

NOT just for first time buyers

All homebuyers are eligible for benefits

USDA is the one of the lowest payment loan options.

Low MI,  low 30 YEAR FIXED rates.